12 articles tagged “personal-finance”
How to build a retirement savings plan in your 30s — account types, contribution strategies, asset allocation, and why the decisions you make now matter more than any other decade.
The key financial milestones to target in your 30s — from retirement savings benchmarks to debt payoff to wealth building — with a realistic action plan.
Understanding your health insurance choices — employer plans, ACA marketplace, HSA-eligible plans, and how to pick coverage that balances premium costs with out-of-pocket risk.
Proven salary negotiation strategies for millennials — how to research your worth, time the conversation, handle pushback, and negotiate beyond base pay.
Your budget needs to change in your 30s. Learn how to adapt your spending plan for higher income, new expenses, and competing financial priorities.
How to build a 3-6 month emergency fund, where to keep it, how to reach your goal faster, and when to use it vs when to protect it.
Do you need life insurance? How much? Term vs. whole life explained plainly. How to get the best rates and avoid the expensive mistakes most people make.
Everything parents need to know about 529 plans — tax benefits, investment options, contribution limits, and how to choose the right plan for your family.
Estate planning isn't just for the wealthy or elderly. These are the 4 documents every millennial with any assets or dependents needs — and how to get them.
Honest analysis of 12 popular side hustles — real income potential, time requirements, startup costs, and which ones are worth pursuing for different situations.
Should you build an emergency fund before investing? Yes — here's exactly why, how much you need, and where to keep your emergency fund.
Master money in your 30s — budgeting, investing, debt payoff, insurance, retirement, and building lasting wealth during your peak earning decade.