Personal Finance Educators & CFPs
Our editorial team consists of certified financial educators, CFPs, and personal finance writers with decades of combined experience helping millennials build wealth.
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How to build a retirement savings plan in your 30s — account types, contribution strategies, asset allocation, and why the decisions you make now matter more than any other decade.
The key financial milestones to target in your 30s — from retirement savings benchmarks to debt payoff to wealth building — with a realistic action plan.
Understanding your health insurance choices — employer plans, ACA marketplace, HSA-eligible plans, and how to pick coverage that balances premium costs with out-of-pocket risk.
Proven salary negotiation strategies for millennials — how to research your worth, time the conversation, handle pushback, and negotiate beyond base pay.
An honest financial analysis of renting vs. buying — the true cost of homeownership, when buying wins, when renting wins, and how to run the numbers for your situation.
Everything about private mortgage insurance — why lenders require it, how much it costs, how to avoid it, and when you can cancel it.