Financial Disclaimer
Last updated: January 1, 2026
The information on MillennialMoney101 is for educational purposes only and is not intended as personalized financial, investment, tax, or legal advice.
Not Financial Advice
MillennialMoney101 provides general financial education and information. The content on this site — including articles, guides, calculators, and tools — is intended to educate and inform, not to provide personalized financial, investment, tax, or legal advice.
Every person's financial situation is unique. Information that applies generally may not apply to your specific circumstances. Before making financial decisions, please consult with a qualified financial advisor, tax professional, or attorney who can evaluate your individual situation.
No Investment Advice
MillennialMoney101 is not a registered investment advisor (RIA) and does not provide investment advice. References to specific investments, funds, or financial products are for educational illustration only and do not constitute a recommendation to buy or sell any security.
Past performance of investments mentioned on this site does not guarantee future results. All investing involves risk, including the potential loss of principal.
Accuracy of Information
We make every effort to ensure accuracy in our content, but financial laws, tax rates, interest rates, and market conditions change frequently. We cannot guarantee that all information is current or accurate at the time you read it.
Always verify important financial information with official sources, including the IRS, SEC, CFPB, or qualified professionals before taking action.
Calculator Results
Our financial calculators provide estimates based on simplified mathematical models and the inputs you provide. Results should be used for general planning purposes only, not as the sole basis for major financial decisions. Actual outcomes will vary based on factors not captured in calculator models.
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No Liability
MillennialMoney101 and its authors are not responsible for any financial decisions you make based on the information on this site. Use of this site and reliance on its content is at your own risk.
Seek Professional Advice
We encourage you to work with licensed professionals for your financial needs:
- Financial planning: Certified Financial Planner (CFP) via cfp.net
- Tax advice: Certified Public Accountant (CPA) or Enrolled Agent (EA)
- Legal advice: Licensed attorney in your state
- Credit counseling: NFCC member agencies via nfcc.org
Questions
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